Legal

TERMS
OF USE

Last updated: May 2026  ·  Creative Courage / Sheikh Consulting, LLC

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By accessing this website or enrolling in any Creative Courage program, you agree to these Terms of Use. Please read them carefully. If you have any questions, don't hesitate to reach out to us directly.

01

About Creative Courage

Creative Courage is a coaching and personal development brand operated by Sheikh Consulting, LLC, a company registered in the state of Minnesota, United States. The business is co-founded and co-operated by Ma'raj Sheikh (Minnesota, USA) and Marleen Häring (Barcelona, Spain).

We serve clients primarily in the United States and the European Union, and operate exclusively online.

References to "we," "us," or "Creative Courage" throughout these Terms refer to Sheikh Consulting, LLC and its co-founders.

02

Use of This Website

By using creativecourage.me, you agree to:

We reserve the right to restrict access to the website at our discretion.

03

Program Enrollment & Eligibility

Enrollment in any Creative Courage program is subject to an application review process. Submitting an application does not guarantee a place in the program. We reserve the right to decline any application at our discretion.

Once your application is accepted, the enrollment process is as follows:

Participants must be 18 years of age or older.

04

Payment Terms

All prices are listed in Euros (€). Payments are processed securely through Stripe. By completing payment, you agree to Stripe's Terms of Service.

No refunds policy: All payments are non-refundable once payment has been completed. By submitting payment you acknowledge that you have reviewed the program details and agree to these terms. Please reach out before paying if you have any questions.

05

Program Delivery

Creative Courage programs are delivered online via video conference. We reserve the right to:

Session recordings will be made available to enrolled participants for the duration specified in your program agreement. Recordings are for personal use only and may not be shared or distributed.

06

Participant Conduct

We are committed to creating a safe, respectful, and courageous container for all participants. By enrolling, you agree to:

Creative Courage reserves the right to remove any participant from the program without refund if their conduct is deemed harmful, disrespectful, or disruptive to others.

07

Not a Substitute for Professional Support

Creative Courage programs are personal development and coaching offerings. They are not a substitute for therapy, medical treatment, or clinical mental health support.

If you are experiencing acute mental health challenges, we encourage you to seek support from a qualified mental health professional. Participation in our programs is voluntary and at your own discretion.

08

Intellectual Property

All content on this website and within our programs — including curriculum, frameworks, exercises, recordings, written materials, and brand assets — is the intellectual property of Creative Courage / Sheikh Consulting, LLC.

09

Limitation of Liability

To the fullest extent permitted by applicable law, Creative Courage and Sheikh Consulting, LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from use of this website or participation in our programs.

We do not guarantee specific outcomes or results from participation in any Creative Courage program. Personal growth is an individual journey and results vary.

Our maximum liability to any participant shall not exceed the total amount paid for the relevant program.

10

Governing Law

These Terms are governed by the laws of the State of Minnesota, United States, where Sheikh Consulting, LLC is registered and the business is primarily operated.

For participants based in the European Union, applicable EU consumer protection rights and regulations shall apply in full, including any rights that cannot be waived by contract.

In the event of a dispute, the Parties agree to first seek resolution through direct communication and, if necessary, mediation before pursuing legal action.

11

Changes to These Terms

We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated date. Continued use of the website or our programs after changes are posted constitutes acceptance of the updated Terms.

12

Contact

For any questions about these Terms, please contact us:

[email protected] / [email protected]

Creative Courage · Sheikh Consulting, LLC